Credit
Card, Debit Card, Gift Cards, and Purchasing Cards
Mercury Payment Systems provides complete processing
capabilities for all major credit, debit, gift cards,
and purchasing cards. Mercury and its partner, Global
Payment Systems, process billions of transactions a
year, authorize the transactions in seconds, and then
direct the information to the appropriate card network
for payment. With one of the most reliable networks
in the industry, you can be assured of quick connections
and continuous service.
Discover Processing Efficiency
Mercury is at the forefront of IP Payment Card Processing.
In partnership with Datacap, we have developed an integrated
processing solution so that POS dealers and their merchants
only need to support one system, instead of a multi-vendor
environment. Our swipe-to-settlement services are the
most comprehensive available, including everything necessary
for accepting the nearly 800 million cards now in the
hands of American shoppers:
• Point of
sale equipment and support through our partnership
with TASQ
• Transaction authorization and data capture
• Settlement and funds movement through HSBC
Bank
• Online access and reporting
A Powerful Reporting
Tool
Mercury understands how vital transaction reporting
is to your business. Mercury Payment Systems offers
our Real-Time Web Reporting System to review transactions
virtually instantaneously. This versatile Internet-based
platform offers a vast array of reporting options designed
to satisfy your company’s reporting requirements.
With this product you can:
• Perform research
queries and generate reports on all Mercury supported
transaction types
• Review transaction history
• Generate a statement according to whatever
timeframe you choose.
• You can specify a date or amount range, view
by operator, shift, invoice, or whether the transactions
were approved or declined. You can also view by transaction
and card type, a reference number, whether or not
a transaction was voided or batchclear/closed, cardholder
name or by batch number. Merchants can retrieve all
transaction details on any transactions they select.
Gift Card Program
Easy, Affordable and Complete
Our Gift Card program
is a great way to increase your sales and create marketing
opportunities for your business. You can jump into Mercury's
Gift Card Express program or you can design your own
gift cards with Mercury's Custom Gift Card Program.
Just choose a program and fill out an application. MPS's
Gift Cards are easy to use and the PROCESSING IS FREE!*
Check out our gift card programs.
You must be processing
with Mercury Payment Systems in order to purchase gift
cards. Pricing is determined by quantity and color (one
color jobs are less expensive than four color jobs).
Please contact MPS for exact pricing.
Mercury Pay's EMV and Security Solutions
Chip cards, also known as “smart cards,” are credit or debit cards that have sensitive cardholder information embedded in a data chip in the card, as opposed to traditional credit cards where the data is only stored in the magstripe on the back of the card. While the two types of cards may look the same, the way that the data is accessed to process a payment transaction is very different. Traditional credit cards are swiped through a magstripe reader, or credit card terminal in order to perform a transaction. Chip cards can be swiped too, but have extra security advantages when processed via EMV chip readers instead.
EMV chip cards help prevent in-store fraud and are nearly impossible to counterfeit. EMV technology increases cardholder security and chip card technology is becoming the global standard for both credit and debit card payments.
The Liability Shift
To increase the adoption of chip technology, Visa, MasterCard, Discover and American Express will implement a liability shift for domestic and cross-border counterfeit transactions effective October 1, 2015.
Once the shift goes into effect, merchants who have not made the investment in chip-enabled acceptance technology may be held financially liable for in-store fraud that could have been prevented with the use of a chip-enabled acceptance device. Mercury Payments makes it simple for you to meet the new EMV standards using your POS system.
Key Benefits
- Reduce risk of counterfeit, lost or stolen card fraud
- Reduce card skimming at the point of sale
- Accept foreign cards that are already EMV enabled
- Modernize your POS by supporting EMV and contactless payment technologies
Next Steps
If you want to avoid the fraud liability after October 2015, you’ll most likely need to implement an EMV capable card reader that can interface properly with your POS system and its software. If your POS system is incompatible with EMV technology, you may need to upgrade your software and hardware. Please contact us to discuss the next steps to take. |